Loans | Mortgage | Savings | Certificates
Rates are subject to change without prior notification.
Rates effective 04-25-2019 unless otherwise noted.
Be sure to check our home page for current Loan Specials
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25,000 +
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6 Mon.
.30 APY
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1 yr
.40 APY
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2 yrs
.50 APY
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3 yrs
.65 APY
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| 10,000 + |
.30 APY
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.40 APY
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.50 APY
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.65APY
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5,000 - 9,999
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.30 APY
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.40 APY
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.50 APY
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.65 APY
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1,000 - 4,999
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.30 APY
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.40 APY
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.50 APY
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.65 APY
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Postal Credit Union is now offering CD's. Our rates are very competitive. Call: (225) 383-4109
* IRA CD's are Available
* APY. Annual Percentage Yield.
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Rates effective as of 4-25-2019
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Dividends are subject to change.
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| Regular Shares 0% - .05% APY |
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| Holiday .25% APY |
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| IRA Savings 0% APY - 1.00% APY |
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* APY. Annual Percentage Yield.
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100,000+
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1 yr.
.65 APY
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2 yrs.
.90 APY
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3 yrs.
1.00 APY
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| 10,000+ |
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.65 APY
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.90 APY
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1.00 APY
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5,000 - 9,999.99
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.65APY
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.85 APY
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1.00 APY
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1,000 - 4,999
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.60 APY
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.85 APY
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1.00 APY
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* APY. Annual Percentage Yield.
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CREDIT SCORES
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A
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B
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C
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D
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E
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Effective 4-15-2014
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720 & Up |
719 - 680
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679 - 640 |
639 - 600 |
599 -500 |
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With Direct Deposit
(5% INCREASE in rates on all loans WITHOUT direct deposit)
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TERMS
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RATES
W. A. C.
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APR
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| Signature Loans (unsecured) |
Up to 4 Years
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11.99%-23.99%
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11.99%-23.99% |
| New Collateral Loans |
Up to 6 Years
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2.99%-13.99%
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2.99%-13.99%
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Used Collateral Loans
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Up to 6 Years
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5.25% -16.99%
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4.50% -15.99%
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Vacation Loans
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1 Year
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16.99%
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16.99%
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Tuition Loans
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Up to 18 Months
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8%
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8% |
| Visa |
Up to 4 Years
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9.9%-13.9%
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9.9%-13.9% |
| Mortgage Loans |
Up to 25 Years
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4.5% -7.50%
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4.5% -7.50% |
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Loans - With Direct Deposit
(5% INCREASE in rates on all loans WITHOUT direct deposit)
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Interest Rates as low as
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APR*
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Term Months or Years
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| Motorcycle and Boat loans - New - up to 100% financing |
2.99% |
2.99% |
up to 72 Months |
| Auto, Motorcycle and Boat Loans - Used -up to NADA Clean Trade Value |
5.25%
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5.25%
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up to 60 Months |
| 1st Mortgage Loans - 85% of Appraised Value |
4.5% - 6.25%
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up to 25 Years |
| 2nd Mortgage Loans - 1st & 2nd not to exceed *85% of Appraised Value |
6.75%- 7.50% |
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up to 10 Years |
* * NADA Clean Trade Value.
* APY. Annual Percentage Yield.
* WAC
Equal Housing Lender
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New Collateral - with DIRECT DEPOSIT
(5% INCREASE in rates on all loans WITHOUT direct deposit)
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Interest Rates
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Term Months or Years
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Rates as low as 2.99%
2 Years or Newer with less than 17,000 miles
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Up to 72 Months with approved credit @ 2.99% APR
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VETERANS NEW AUTO LOANS 2.59% - 12.59%
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Used Collateral - with DIRECT DEPOSIT
(5% INCREASE in rates on all loans WITHOUT direct deposit)
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Rates
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Term Months or Years
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Rates as low as 5.25%
3 - 4 Years Old for 60 Months
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5 - 6 Years Old for 54 Months
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7 - 8 Years Old for 48 Months
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VETERANS USED AUTO SPECIALS 4.59% - 14.59%
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ALL RATES ARE W. A. C (WITH APPROVED CREDIT)
* APY. Annual Percentage Yield.
****** 5% INCREASE in rates listed above without direct deposit
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