Loans | Mortgage | Savings | Certificates

Rates are subject to change without prior notification.
Rates effective 05-01-2008unless otherwise noted. 

CERTIFICATES OF DEPOSIT Value 6 Months 1 Years 2 Years 3 Years  10,000 +  3.00 3.10  3.15  3.25   5,000 - 9,999  2.50 2.75 2.85  2.95   1,000 - 4,999  1.75 1.95  2.40 2.60 Postal Credit Union is now offering CD's. Our rates are very competitive. Call:  (225) 383-4109 Ext. 215 * IRA CD's are Available

Rates effective as of 05-01-2008 Dividend Rates 1st Quarter 2008    Dividends are subject to change quarterly.   Regular Shares   Holiday   IRA

Loans	Interest Rates as low as	APR*	Term Months or Years
Motorcycle and Boat loans - New  - up to 100% financing	4.99%	4.99%	72 Months
Auto, Motorcycle and Boat Loans - Used -up to NADA Loan Value	7.99%	7.99%	60 Months
1st  Mortgage Loans - 85% of Appraised Value	6.9%		15 Years
2nd Mortgage Loans - 1st & @nd not to exceed 85% of Appraised Value	9.0%		10 Years

	TERMS	RATES	APR
Signature Loans (unsecured)	Up to 4 Years	9% - 17.5%
New Collateral Loans	Up to 6 Years	4.99% - 9.99%
Used Collateral Loans	Up to 5 Years	7.99% - 12.99%
Vacation Loans	1 Year	15%
Tuition Loans	Up to 18 Months	8%
Visa	Up to 4 Years	9.9% - 13.9%
Mortgage Loans	Up to 15 Years	6% - 7%

 * * NADA Average Loan Value.

  

New Collateral Interest Rates    Term Months or Years 2 Years or Newer with less than 25,000 miles

Up to 72 Months with approved credit @ 7.99% APR

Up to 60 Months with approved credit @ 6.99% APR

Up to 48 Months with approved credit @ 5.99% APR

Up to 36 Months with approved credit @ 4.99% APR

 

Used Collateral Rates     Term Months or Years 3 - 4  Years Old for 60 Months

5 - 6 Years Old for 54 Months

7 - 8 Years Old for 48 Months

Rates 7.99% - 12.99% depending on credit.

Work Car  

* * MEMBERS WITH CREDIT PROBLEMS WHO CANNOT QUALIFY FOR OUR REGULAR CAR LOANS ABOVE MAY BE ABLE TO FINANCE  ONE WORK CAR AT A HIGHER INTEREST RATE.