Home
Rates
Products
Membership
Online Services
About Us
Contact Us
Rates

 Loans | Mortgage | Savings | Certificates

Rates are subject to change without prior notification.
Rates effective 01-09-2017
unless otherwise noted. 

Be sure to check our home page for current Loan Specials

 

CERTIFICATES OF DEPOSIT

 

 

 25,000 +

 6 Mon.

.30 APY

1 yr

.40 APY

2 yrs

.50 APY

3 yrs

.65 APY

 10,000 +

.30 APY

.40 APY

.50 APY

.65APY

 5,000 - 9,999

.30 APY

.40 APY

.50 APY

.65 APY

 1,000 - 4,999

.30 APY

.40 APY

.50 APY

.65 APY

Postal Credit Union is now offering CD's. Our rates are very competitive. Call:  (225) 383-4109

* IRA CD's are Available

* APY. Annual Percentage Yield. 

 

 

 

 

 

 

 

 

 

 

 

 

 Rates effective as of 7-1-2014

 

 

 

Dividends are subject to change.

 
Regular Shares                     0% - .05% APY  
Holiday                                   .25% APY

 

IRA  Savings                      0% APY  - 1.00%  APY

 

 

* APY. Annual Percentage Yield.

 

  

 IRA CD'S

 100,000+

 

1 yr.

.65 APY

2 yrs.

 .90 APY

3 yrs.

1.00 APY 

 10,000+

 

.65 APY

.90 APY

1.00 APY

 5,000 - 9,999.99

 

.65APY

.85 APY

1.00 APY

 1,000 - 4,999

 

.60 APY

.85 APY

1.00 APY

* APY. Annual Percentage Yield.

 

CREDIT SCORE

 

CREDIT SCORES

 A

 B

 C

 D

 E

 

 Effective 4-15-2014

 720 & Up

719 - 680

679 - 640 639 - 600 599 -500  

 

 

 

 

 

 

 

 

 

 

 With Direct Deposit

(5% INCREASE in rates on all loans WITHOUT direct deposit)

TERMS

RATES

W. A. C.

APR

Signature Loans (unsecured)

Up to 4 Years

7%-23.99%

 7%-23.99%
New Collateral Loans

Up to 6 Years

1.99%-13.99%

1.99%-13.99% 

Used Collateral Loans

Up to 5 Years

4.50% -15.99%

4.50% -15.99% 

Vacation Loans

1 Year

16.99%

16.99% 

Tuition Loans

Up to 18 Months

8%

   8%
Visa

Up to 4 Years

9.9%-13.9%

 9.9%-13.9%
Mortgage Loans

Up to 15 Years

2.5% -4.75%

2.5% -4.75%

 

 

 

Loans - With Direct Deposit

(5% INCREASE in rates on all loans WITHOUT direct deposit)

Interest Rates as low as

 APR* 

Term Months or Years

Motorcycle and Boat loans - New  - up to 100% financing 3.99% 3.99% up to 72 Months
Auto, Motorcycle and Boat Loans - Used -up to NADA Clean Trade Value

  3.99%

 3.99%

up to 60 Months
1st  Mortgage Loans - 85% of Appraised Value

 2.5% - 4.75%

  up to 15 Years
 2nd Mortgage Loans - 1st & 2nd not to exceed *85% of Appraised Value 2.5% - 4.75%    up to 10 Years

 

 

 

 

* * NADA Clean Trade Value.

* APY. Annual Percentage Yield.

* WAC

 Equal Housing Lender 

   

New Collateral - with DIRECT DEPOSIT

(5% INCREASE in rates on all loans WITHOUT direct deposit)

Interest Rates

  

Term Months or Years

Rates as low as 2.99%  

2 Years or Newer with less than 17,000 miles

Up to 72 Months with approved credit @ 2.99% APR

 

 

 

 

 

 

 

 

 

Used Collateral - with DIRECT DEPOSIT

(5% INCREASE in rates on all loans WITHOUT direct deposit)

Rates  

 

Term Months or Years

Rates as low as 3.5%

3 - 4  Years Old for 60 Months

5 - 6 Years Old for 54 Months

7 - 8 Years Old for 48 Months

 

           

 

 

 

ALL RATES ARE W. A. C (WITH APPROVED CREDIT)

 

* APY. Annual Percentage Yield.

  ****** 5% INCREASE in rates listed above without direct deposit

 

 

[ Home | Rates | Products | Membership | Online Services | About Us | Contact Us ]
Privacy Policy Notices, Terms, and Conditions | Design & Hosting by Harland Financial Solutions, Inc.
Browser Requirements | Copyright Harland Financial Solutions, Inc. All Rights Reserved.
America's Credit Unions NCUA Equal Housing Opportunity