Loans | Mortgage | Savings | Certificates
Rates are subject to change without prior notification.
Rates effective 04-01-210 unless otherwise noted.
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25,000 +
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.90
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1.25
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2.00
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2.50
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| 10,000 + |
.90
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1.25
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2.00
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2.50
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5,000 - 9,999
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.90
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1.25
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2.00
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2.20
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1,000 - 4,999
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.75
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.95
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1.40
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1.60
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Postal Credit Union is now offering CD's. Our rates are very competitive. Call: (225) 383-4109 Ext. 215
* IRA CD's are Available
* APY. Annual Percentage Yield.
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Rates effective as of 5/1/2010
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Dividends are subject to change.
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| Regular Shares 0 - 1.00 |
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| Holiday .25 |
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| IRA .95 - 2.50 |
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CREDIT SCORES
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A
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B
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C
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D
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E
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660 & Up
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620 - 659
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619 - 580
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579 - 540
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539 -500
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Loans
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Interest Rates as low as
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APR*
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Term Months or Years
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| Motorcycle and Boat loans - New - up to 100% financing |
4.99% |
4.99% |
72 Months |
| Auto, Motorcycle and Boat Loans - Used -up to NADA Loan Value |
7.99%
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7.99%
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60 Months |
| 1st Mortgage Loans - 85% of Appraised Value |
6.9%
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15 Years |
| 2nd Mortgage Loans - 1st & @nd not to exceed 85% of Appraised Value |
9.0% |
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10 Years |
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TERMS
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RATES
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APR
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| Signature Loans (unsecured) |
Up to 4 Years
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9% - 17.5%
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| New Collateral Loans |
Up to 6 Years
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4.99% - 9.99%
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Used Collateral Loans
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Up to 5 Years
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7.99% - 12.99%
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Vacation Loans
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1 Year
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15%
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Tuition Loans
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Up to 18 Months
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8%
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| Visa |
Up to 4 Years
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9.9% - 13.9%
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| Mortgage Loans |
Up to 15 Years
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6% - 7%
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* * NADA Average Loan Value.
* APY. Annual Percentage Yield.
Equal Housing Lender
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New Collateral
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Interest Rates
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Term Months or Years
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2 Years or Newer with less than 25,000 miles
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Up to 72 Months with approved credit @ 7.99% APR
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Up to 60 Months with approved credit @ 6.99% APR
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Up to 48 Months with approved credit @ 5.99% APR
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Up to 36 Months with approved credit @ 4.99% APR
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* APY. Annual Percentage Yield.
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Used Collateral
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Rates
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Term Months or Years
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3 - 4 Years Old for 60 Months
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5 - 6 Years Old for 54 Months
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7 - 8 Years Old for 48 Months
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Rates 7.99% - 12.99% depending on credit.
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Work Car
* * MEMBERS WITH CREDIT PROBLEMS WHO CANNOT QUALIFY FOR OUR REGULAR CAR LOANS ABOVE MAY BE ABLE TO FINANCE ONE WORK CAR AT A HIGHER INTEREST RATE.
* APY. Annual Percentage Yield.
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