SAFETY & SOUNDNESS
Postal Credit Union primarily engage in consumer loans and residential real estate lending for their members. The credit union’s performance is at a historically high level. We take pride in saying that Postal Credit Union is “SAFE and SOUND”
REGULATION & SUPERVISION
Credit unions are chartered under either federal or state law. Federally chartered credit unions are regulated by the National Credit Union Administration (NCUA), an independent agency of the U.S. Government. NCUA's three board members are nominated by the President and confirmed by the Senate. State chartered credit unions are regulated by their state credit union department. NCUA administers the federal insurance fund,NCUSIF, which covers all federal credit unions, and most state chartered credit unions. No taxpayer money is used for regulating and overseeing federal credit unions, as all activities of NCUA and the NCUSIF are funded by credit unions.